Monday, September 30, 2013

Investments

The parable of the talents (Matthew 25:14-30) is a difficult one to interpret. Does God want us to concentrate on making money? That appears to be its message. In my opinion, however, it is about something very different. What if we read it as a call to take a risk for the sake of the Kingdom of God? At least, that's what I assume in my sermon for today.



There is one topic that is virtually forbidden to be discussed in American Protestant churches these days. Despite that taboo, I’m going to take my life into my hands and talk about it this morning, anyway. No, I’m not going to talk about politics. I’m also not going to talk about… well… you know… that three-letter word that begins with “s” and ends with “x.” Maybe I’ll tackle it another time… but not today. No, today I’m venturing into an area that even the bravest preacher hesitates to approach. Today I’m going to be preaching about money.

Money is an intimidating topic. Many preachers steer clear of it, except for the obligatory stewardship sermon that pops up in the fall along with the annual giving campaign. Maybe that’s because what we do with our money is an intensely private matter – at least, it is in our culture. While this congregation has a tradition of giving generously, how much each person gives from one year to the next is a carefully guarded secret. Only a few people know who gives, and how much they give. I’m not one of those people; and quite frankly, I like it that way. Knowing who gives a lot – and who doesn’t give at all – has the potential to tempt me to give better pastoral care to big givers. That won’t do at all. There are good reasons to keep our financial habits private.

But money plays a big part in what Jesus had to say about the Kingdom of God. Many of the parables that he told are about money and what we should be doing with it. This morning’s parable is about money. Oh, we tend to make it easier to swallow by making it spiritual. Since a “talent” no longer refers to a unit of money, we interpret this parable to be about our natural abilities and how we use them to serve God. And that’s OK. But we mustn’t forget that this parable originally referred to what we do with cold, hard cash. So that’s how I’m going to interpret it this morning.

Let me give you a little background just to get you on board. A “talent” was an enormous amount of money in Jesus’ day. One talent was the equivalent of 15 years’ worth of pay for an unskilled laborer. Today, to someone who is paid at the poverty level of $25,000 a year for a family of four, a talent would be worth $375,000. Three talents would be worth over a million dollars; and five talents would be worth almost 2 million dollars! The total amount that the master gave to all three of his slaves to invest was nearly 3½ million dollars in today’s money. And did you notice that he didn’t give those slaves any instructions? But the slaves knew what was expected of them. In Jesus’ time, prosperous men frequently entrusted their wealth to slaves when they had to travel on business. When the master returned, the slaves were expected to have turned a profit with his money. How they did it was up to them.

So, how did the slaves in today’s parable do with all their cash? Two of them did very well, indeed. Both the slave with five talents and the slave with three doubled their master’s money! It takes quite a while to double any amount of money without taking a risk. Safe investments – the kind that don’t require much of a risk – also don’t offer much of a return. So we can assume that the two slaves who doubled their money took quite a risk. They must have invested in something that might have taken a nose dive and left them with nothing to show for their efforts.

And that’s exactly what the third slave had when the master finally returned. All he had was the original cash that his master had given him, all $375,000 of it. In our day of roller-coaster stock markets and housing bubbles, his strategy sounds very wise. He buried the money in the ground, a common way to keep money safe in Jesus’ day. Today, we might put that cash in gold, stuff it into a sock, and hide it under the mattress. You might think that the master would have been happy with the prudence of his third slave. After all, he had given that slave the least amount of money. He obviously didn’t have much faith in that slave’s ability to turn a profit. He had all of his original investment back! What was the problem?

The problem is that a no-risk strategy is also a no-gain strategy. What’s that proverb? “Nothing ventured, nothing gained.” Money doesn’t increase on its own. in Jesus’ day or in our own, you have to risk money to make money. The master didn’t want his money to just sit there like a golden paperweight. He wanted it to be used for something. He wanted to see a return on his investments! So he sacked that third slave, and he gave the money to the first slave who had proven himself a whiz at investing! It appears that taking a risk was exactly what the master had expected. Maybe in the Kingdom of God, the greatest risk is not to risk anything at all.

Now, we have also been entrusted with wealth. In particular, this congregation has been entrusted with wealth. We have recently received the first installment of a very generous bequest; and we anticipate receiving more when the estate clears probate. We have a very comfortable amount of money right now – and we will soon have quite a bit more. We have to decide what to do with it. Do we save it? Do we spend it? Do we do some of both? And how do we spend it? As we ponder these questions, we need to remember that this money doesn’t belong to us – it belongs to God. The money that the slaves invested wasn’t theirs. It belonged to the Master. Now God has entrusted some of his money to his servants here in Nashville UCC to make investments and to pay dividends in God’s Kingdom. How do we do that? Maybe the parable that we just heard can give us some guidance.

First of all, I don’t think that the Master has any problem at all with our saving some of this money for our future needs. Investing in God’s Kingdom doesn’t mean spending every dime without any provision for what might happen tomorrow. But I do think that the Master would have a problem of we decided to save all of it. Jesus told us what happened to the slave who hid his portion of the money in a hole in the ground! But even with some of the bequest safely stored away for a rainy day, we still have a great deal of money to invest in – what? What does God’s investment look like?

I can’t give you an iron-clad answer to that. No one can. How God is calling us to handle this bequest is different than how God might want another congregation to handle it. But I can tell you this much for sure. God is surely calling us to take a risk with at least some of this money on behalf of God’s Kingdom. God is calling us to try something new…to step away from just playing it safe… to risk a ministry to people we don’t know and maybe haven’t even met yet! Maybe it is a ministry to battered women. Maybe we could offer them a safe place in the middle of a world that has only so far shown them only violence. Or maybe we could use our Recreation Park as a playground for children who live in urban areas; and who have never seen a trail through a quiet forest, let alone walked on one. Or maybe we could start a ministry to military veterans who don’t know how to fit back into society after returning from overseas deployment. Whatever it is, it will probably turn out to be something that we haven’t even dreamed of yet! God will show us what we are being called to do – if we ask him; and if we’re ready to respond to what he tells us.

This will be a long process, friends. It will take… months. In the process, we will dream and talk and pray… and then we’ll dream and talk and pray some more. We’ll come up with some wonderful ideas – and we’ll come up with some stinkers! So, let’s work together, friends! Let’s brainstorm and talk and pray and get creative! Let’s see where God is calling us, so that at the end we will not hear, “You wicked, lazy slave!” No, indeed! At the end we want to hear God say to this congregation, “Well done, good and trustworthy slaves! Enter into the joy of your master!”
 

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